LMV tack offers financing on new Bates, wintec, and arena saddles!
It is a lease to own. You will have a certain number of payments for a determined amount of time from snap. (they do not want your items back at the end and they do not charge you at the end of the lease to get your items. You pay the last payment and the items are yours) We can send you the app. to your phone if it is a smart phone, (we need your phone number) or you can text 39055 to 48078.You need to have a traditional checking account and have it open for at least 90 days ( having a wal-mart or pre paid credit card or check cashing account through walmart will not work) be at least 18yrs old, and have at least $1000 going into it a month. If you get financing, you pay a $39 processing fee that you pay separate from the financing. You will pay us that $39.00 fee that goes to snap. We take cash and charge. We do not accept any forms of checks. (this includes credit card checks). If paying over the phone there is a 3.3% charge on top of the $39 due to the credit card companies seeing that as high risk. The $39.00 fee and payment schedule does not start until you e sign the documents which can also be emailed to you. (You can get approved and not use the financing or pay the $39.00 fee until you are ready to use it with in the 90 day time frame) You can get approved for up to $5000 with an addition 10% allowed to be added. Meaning we could go up to $5500 without you being charge. You have 90 days to use the financing if you qualify. After that you would have to reapply. ( You may not get the same amount). It is a soft hit on your credit not a hard hit. The system is designed to automatically take money out weekly from your checking account, but as soon as you e sign you can call the 877 number and change the payments to every other week or once a month. You also have different options to pay it off. One option is to pay it off in 100 days and you pay back only what you barrow.
When filling out the application. Fill it out honestly and truthfully. You MUST fill out the personal and bank information for the application to go through. (for some reason people think they can skip these steps and still get financing). If you do not the system will keep kicking you out and telling you it is in a pending situation. You will need your last deposit, what day you want the funds taken out, if you have any direct deposits, etc. So, have all your bank and personal info with you before you start.
Snap is their own company. They do not report to the credit bureaus for paying on time or paying late. You can contact snap at the end of your lease and ask them to write a letter to the credit bureaus for paying on time to help boost your credit that way. (you have to personally take it upon yourself though to make it happen). You can always contact snap during their business hours to ask any technical or more in depth questions if need be. Their number is. 1-877-557-3769
If you have filled out a snap application somewhere else and got financing. That is ok. We can import your approval to our snap portal. If you filled out a snap application anywhere in the US we can use it.
I hoped this answered any questions you may have. If not, please reach out to us! We are happy to help :)